Jumat, 27 Mei 2011

My $400 Challenge

I have a confession. I splurged with some of the money we got back from our rent deposit. The hubby and I came to an agreement to send $1,100 to our credit card. We were very excited because it was going to be one heckofa big snowflake!

Well, for one reason or another, I made a bad choice and spent some of that money. Actually, a good portion of it. I blew $400. (I'll pause for people to yell at me...) Okay, I know I made a mistake and I feel HORRIBLE. My husband is upset with me and that makes it worse. If only the damn bank cleared the check and I sent the payment in as planned, I wouldn't have been so tempted! Oh well, I need to learn how to deal better with temptation.

In an effort to try to figure out how I can make things slightly better, I decided I would replenish the amount I spent. I've issued myself a $400 challenge. Come hell or high water (I'm not really even sure what that means!), I'm going to get $400 more to put towards our debt!

I'm changing, but I'm not perfect. The old me would have just chalked this up as no big deal and I would've put it behind me. Not really learning anything in the process. There is a price to pay for making poor decisions and I need to be accountable for that. So, the challenge is on!

I've started to think of some ideas as to how I'll come up with the money...
  • Sell my plasma. I've been thinking about doing this for a while but haven't really made the effort. Our local plasma donation place pays about $50 per week if you donate twice. Their hours aren't the greatest, but I think I can try to work something out.

  • Sell my excess crap. I have some old items that I've been thinking of listing for sale. I may put them up for sale in hopes to get some cash.

  • Make and sell some crafts. I'm a crafty girl and I bet I could list a few items online to help the cause.

  • Use my personal Mad Money to fund my challenge. I get $30 per week for my misc. items. (Since we don't have clothes or personal items really in our budget, I planned to use this for those items.)

Question : Did you screw up along the way? What was it? Did you hold yourself accountable in a real way or did you let yourself off the hook pretty easy?

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